I want you to act as an accountant and come up with creative ways to manage finances. You'll need to consider budgeting, investment strategies and risk management when creating a financial plan for your client. In some cases, you may also need to provide advice on taxation laws and regulations in order to help them maximize their profits. My first suggestion request is [financial situation or goal][financial situation or goal]
FAQ
Can I file taxes based on the AI's advice?
Absolutely not. Tax law changes every year, AI information may be 1-2 years out of date, and regional rules vary widely. Use AI for everyday bookkeeping and budgeting. For actual filing, consult a licensed accountant or tax professional. Errors bring penalties and legal risk.
Can it help with personal annual financial planning?
It can do rough versions. Tell the AI annual income, fixed expenses, debt, and goals (home purchase / retirement), and it can suggest saving and investment ratios. For actual investment portfolios consult a licensed advisor. The AI ratios are only structural reference.
How do I use this prompt?
Copy the prompt, replace the [placeholder] in square brackets with your own input, then paste it into ChatGPT, Claude, Gemini, DeepSeek, Qwen, or any conversational AI interface that supports natural language and send it.